3207
Swordfish Drive
Panama City Beach | Florida
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Beachy Beach Real Estate
Presented At
$1,175,000
Bedrooms
4
Bathrooms
2
11 features
Office
Jacuzzi
Game Room
Balcony
Gate
Outdoor Kitchen
Water View
Coastal
Waterfront
Gated Community
Privacy
3207
Swordfish Drive
Panama City Beach | Florida
3207 Swordfish Drive, Panama City Beach, Florida, United States. , Panama City Beach , Florida
Residential in Panama City
Welcome to WATERFRONT living in Bay Point—where thoughtful design meets sweeping views of Grand Lagoon. Built in 2023, this elevated coastal retreat offers a rare vantage point to watch the yachts glide toward the pass—all from the comfort of your expansive 52-foot back deck complete with an outdoor kitchen (grill, sear station, sink, storage) and sleek cable railing for an unobstructed view. Inside, oversized windows flood the main living space with natural light and showcase the water from nearly every angle. The kitchen is a showstopper with a 10-foot+ island, water-view sink framed by an eight foot wide window, and a butler's pantry that keeps the fridge, microwave, and coffee maker tucked away. No upper cabinets here—just clean lines and beautiful scenery. Upstairs is all about entertaining, with the kitchen, living, and office oriented toward the water. One of the four bedrooms is currently styled as a game room/man cave with a large walk-in storage closet and direct access off the main living area—ideal for flexible living. The office features 100+ year-old European doors that add charm and character. Downstairs, three bedrooms offer privacy and comfort, including a luxurious primary suite with water views, a spa-inspired bath with a soaking tub, walk-in shower, dual vanity, and an oversized custom closet. Just off the primary suite, step onto a private pavered porch with room for outdoor furniture and your very own eight-person Master Spas hot tub—all with a peaceful water view. From the grand front staircase and double-door entry to the magical morning sunrises over the lagoon, this home was built for those who appreciate quality, comfort, and a view that never gets old. Home Ins. $2584. Flood Insurance (quoted) $2500. Ave Electric $200. Ave Gas $50. Ave Water $100
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Local Weather & Climate
Panama City Beach, Florida
Current Conditions
Updated recently
51
°F
Clear sky
Feels Like
50°F
Humidity
98%
Wind
3 mph
Visibility
6.2 mi
Sunrise
11:46 AM
Sunset
11:54 PM
5-Day Forecast
Fri
20
Mar
Clear
High
74°
Low
50°
Sat
21
Mar
Clear
High
70°
Low
61°
Sun
22
Mar
Clear
High
71°
Low
64°
Mon
23
Mar
Clear
High
72°
Low
65°
Tue
24
Mar
Clouds
High
77°
Low
66°
Data from OpenWeatherMap
Walkability & Transit Scores
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Walkability and transit scores for this address come from the EPA National Walkability Index.
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$100,000
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Estimated Monthly Payment
$3,160
Monthly Payment Breakdown
Principal & Interest
$2,528
Loan Amount
$400,000
Total Interest
$337,621
Total Cost
$737,621
Potential Tax Benefits (United States)
$0
Est. First Year Interest Deduction
$0
Est. Annual Tax Savings
*Based on post-2017 tax law. Actual deductions depend on filing status, itemization, and current tax laws.
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- Tax Year Information: Tax data shown is based on United States tax year 2025 (fiscal year: January-December), rules effective from 2018 through 2025. Tax laws change frequently and may have been amended since this data was compiled.
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Before making any decisions based on potential tax benefits, you should consult with a qualified tax advisor, certified public accountant (CPA), or licensed tax professional who can evaluate your specific circumstances and provide advice tailored to your situation.
Frequently Asked Questions
Common questions about this property
This house at 3207 Swordfish Drive, Panama City Beach, Florida, United States features 4 bedrooms.
This property is listed at $117,500,000.
This is a house located in Panama City Beach, Florida. The property is situated in an established neighborhood with convenient access to local amenities and services.
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